On Sunday nights, I empty out my wallet and do a quick reset. I toss old receipts, reorganize cards, and make sure everything’s where it should be. It sounds simple, but it makes a huge difference during the week — no scrambling to find your MetroCard Monday morning.

If you’re trying to get a better handle on spending, I highly recommend using a budgeting app like Monarch or Copilot to track your purchases. I check in once a week and it helps me feel way more in control of my money — even when I’m busy.